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For most people, finding the right home in Annapolis, Maryland is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Annapolis, Maryland lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Annapolis within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Annapolis that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Annapolis is the capital of Maryland, which is a state of the United States of America, and the county seat of Anne Arundel County. It is a city with a population of 36,217 according to the 2004 census. The city is a part of the Baltimore-Washington Metropolitan Area, It is situated on the Severn River about 2 miles from its entrance into Chesapeake Bay, 26 miles south of Baltimore and about the same distance east of Washington D.C. It is also home to the United States Naval Academy and St. John's College. A settlement named Providence was founded on the north shore of the Severn River in 1649 by Puritan exiles from Virginia, led by William Stone. The settlers moved to a better-protected harbor on the south shore and the town bore in succession the names of Town at Proctor's, Town at the Severn, Anne Arundel's Towne after the wife of Lord Baltimore who died soon afterwards.The city became very wealthy through the slave-trade. -- Source: Wikipedia.com
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Census Data for Annapolis, Maryland
| Annapolis | Maryland | United States | |
| Population | 35,838 | 5,296,486 | 281,421,906 |
| Median age | 35.7 | 36 | 35.3 |
| Median age for Male | 34.3 | 34.9 | 34 |
| Median age for Female | 37.1 | 37 | 36.5 |
| Households | 15,303 | 1,980,859 | 105,480,101 |
| Household population | 35,132 | 5,162,430 | 273,643,273 |
| Average household size | 2.3 | 2.61 | 2.59 |
| Families | 8,676 | 1,359,318 | 71,787,347 |
| Average family size | 2.93 | 3.13 | 3.14 |
| Housing units | 16,165 | 2,145,283 | 115,904,641 |
| Occupied units | 15,303 | 1,980,859 | 105,480,101 |
| Vacant units | 862 | 164,424 | 10,424,540 |
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